Insurance Companies, Agents and Brokers

The AML/CFT State Ordinance requires insurance companies, agents and brokers to complete Anti-Money Laundering training.

AML training is not just a compliance requirement; it is also a key component of risk management within the insurance sector. Insurance agents are at the frontlines of customer interaction and thus are in a prime position to recognize unusual/suspicious activities and transactions that could indicate money laundering or other illicit financial activities.

This course provides a thorough review of the anti-money laundering (AML) rules and guidelines as they pertain to insurance companies, agents and brokers. Also, the course describes the specific measures that insurance companies, agents and brokers must take to detect and prevent money laundering. Learn how to recognize unusual/suspicious activities and transactions that could indicate money laundering or other illicit financial activities and why and when an Unusual Transaction Report (UTR) must be filed with the FIU-Aruba.

The course further explores how certain life insurance products can be used in money laundering activities.

This course will cover the following

  • Statutory obligations and legislation
  • Money laundering vulnerability in the insurance sector
  • Relationship between insurance companies & insurance brokers and each responsibility
  • Proliferation financing
  • Know Your Customer (KYC) – Customer Due Diligence (CDD)
  • Identification and verification of beneficiaries of life insurance contracts and determining if the beneficiary is a PEP (amended 2021). Article 3a and 12 (3)
  • Beneficiaries: Minors and Persons Lacking Full Legal Capacity
  • High Risk Customers
  • Enhanced Customer Due Diligence: General Requirements
  • Risk Assessment and Mitigation (preliminary and final risk assessment)
  • On-going monitoring: of the business relationship and of the transactions
  • Sanction screening
  • Introduced Business by Professional Intermediaries
  • Maintaining up-to-date Documentation – file review – risk-based approach
  • Unusual Transaction Reporting – (Internal Reporting)/ Unusual Transaction Reporting – (External Reporting)
  • Insurance claim frauds
  • Enforcement measures – Regulatory penalties
  • Staff Training and Recruitment (Pre- and In-employment screening)
  • Record-keeping
  • Periodical independent testing for compliance (AML Audit)

Target group

  • Money Laundering Compliance Officers and Money Laundering Reporting Officers
  • Account managers
  • Internal Auditors

Duration of the training

4 hours

Time

8:30 AM – 12:30 PM

Date

Details will be announced soon. If you’re interested in participating, register now to secure your spot!

Date

Details will be announced soon. If you’re interested in participating, register now to secure your spot!

Price

Afl. 525, = p.p.
Costs include refreshments, training sheets
and certificate of attendance.

In-house Training

Please contact us to arrange your
in-house face-to-face training.

Online Registration